spinhireAML Officer
Keeps the casino from being used to launder money: reviews suspicious activity, runs investigations and answers to the regulator.
Who is this and what does he do?
The AML Officer is a role every licence requires. You build and apply customer due diligence and transaction monitoring procedures, review rule alerts, manage cases, file suspicious activity reports (SAR/STR) with the financial intelligence unit and deal with auditors. Requirements differ between the MGA, the UKGC and other regulators, so experience with a specific jurisdiction is prized. Mistakes in this area cost the licence and multi-million fines.
Owns
- Transaction monitoring and review of AML rule alerts
- Enhanced due diligence (EDD) on high-risk players
- Source of funds and source of wealth checks
- File suspicious activity reports with the regulator
- Keep AML/CFT policies and procedures up to date
- Train staff and prepare for audits and regulatory inspections
What metrics are they used to evaluate?
- Case closure time
- False-positive rate
- External audit results
- Timeliness of regulatory reporting
What should you be able to do?
Professional skills
- EU AML/CFT regulation (4th/5th/6th AMLD)
- MGA, UKGC, Curacao and local regulator requirements
- AML platforms and transaction monitoring systems
- KYC providers (SumSub, Jumio, Onfido)
- Customer risk assessment and risk scoring
Personal qualities
- An investigator's attention to detail
- Ability to say no to the commercial team
- Careful writing — auditors read your case files
Tools
Languages: English C1 — all regulation and correspondence with auditors is in English.
How much do they pay: salaries by grade
Arbs are indicated in euros per month, without the bonus part. The data is collected on industry jobs and offers reported by candidates; The numbers are a guideline, not a guarantee.
Malta & Cyprus
| Grade | Fork, €/month | Median |
|---|---|---|
| Junior | €2 200 – €3 000 | €2 600 |
| Middle | €3 500 – €4 800 | €4 150 |
| Senior | €5 500 – €7 500 | €6 500 |
| Head / Lead | €8 000 – €12 000 | €10 000 |
Poland, Romania, Baltics
| Grade | Fork, €/month | Median |
|---|---|---|
| Junior | €1 600 – €2 200 | €1 900 |
| Middle | €2 600 – €3 700 | €3 150 |
| Senior | €4 200 – €5 800 | €5 000 |
| Head / Lead | €6 500 – €9 500 | €8 000 |
Remote · Tbilisi, Yerevan, Kyiv
| Grade | Fork, €/month | Median |
|---|---|---|
| Junior | €1 200 – €1 800 | €1 500 |
| Middle | €2 200 – €3 200 | €2 700 |
| Senior | €3 600 – €5 200 | €4 400 |
| Head / Lead | €5 500 – €8 500 | €7 000 |
Bonuses: 10–20% annually. Higher for an MLRO with personal accountability to the regulator.
How to break into the profession
From banking compliance and financial monitoring — a direct move. Within the industry, people grow into it from KYC and anti-fraud roles.
Working hours: Mon–Fri, usually office-based or hybrid: many licences require key staff to be physically present in the jurisdiction.
Market Demand: One of the industry's most persistent shortages: without an AML function you can neither obtain nor keep a licence. Candidates with MGA and UKGC experience get snapped up very quickly.
Where to grow next
Live jobs: AML Officer
FAQ
What is an MLRO?
The Money Laundering Reporting Officer — the designated person personally accountable to the regulator for suspicious activity reporting. The appointment is approved by the regulator and is well paid.
Can I work remotely?
Partly. A number of licences require key compliance functions to be based in the jurisdiction — which is why there are so many office-based openings in Malta and Gibraltar.
Related professions
More in Compliance & AML
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