Payments & Reconciliation Specialist

A financial services group specializing in investments, payment, and fund administration globally is looking for a Payments & Reconciliation Specialist to join their team.
This is an office-based role and offers a salary of up to €35K + KPI bonus.
Role & Responsibilities

• Perform daily reconciliation of client accounts, payment providers, and internal ledgers
• Investigate and resolve reconciliation breaks promptly, escalating discrepancies
• Collaborate with Finance, Payments, Product, and Tech teams
• Ensure compliance with internal controls, safeguarding requirements, and regulatory obligations
• Support internal and external audits
• Prepare month-end reconciliations and reports, highlighting trends, risks, and actionable insights
• Identify process inefficiencies, drive automation, and collaborate on scalable system improvements to reduce manual intervention and reconciliation breaks
• Act as a key contact for reconciliation queries and support resolution of customer-impacting payment issues
• Guide junior team members, review outputs for accuracy, and contribute to defining KPIs, SLAs, and reconciliation standards

Education, Skills & Experience

• 4+ years of experience in reconciliation, payments operations, or finance in fintech, banking, or financial services in Malta
• Fluency in English both written and spoken
• Proven experience in high-volume payments reconciliation across multiple systems
• Experience with client money or safeguarding rules is a plus
• Excellent Excel skills
• Previous experience with ERP or finance systems and reconciliation tools
• Good understanding of payment flows such as cards, SEPA, PSPs, and clearing/settlement
• Keen eye for detail
• Analytical with a proactive and problem solving approach
• Ability to handle large volumes of transaction data

About this role

• Salary of up to €35k + KPI-related bonus
• Office based
• Health Insurance
• Gym allowance
• Internal and external training
• Excellent professional development and career prospects
• Study leave and financial study support

Apply with your detailed CV.
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